UK Retirement Calculator

Step 1: Basic Information

Your Information

Your current age

Birth year

NI qualifying years

UK Region

Target retirement age

Desired annual income (£)

Life expectancy

Include partner information

Partner's Information

Partner's current age

Partner's target retirement age (optional)

Partner's birth year

Partner's NI qualifying years

Step 2: Your Pension Pots

Add all your current pensions, savings, and expected lump sums

Pot name

Type

Owner

Current Value (£)

Annual Contrib. (£)

Fee (%)

Pot name

Type

Owner

Current Value (£)

Annual Contrib. (£)

Fee (%)

Pot name

Type

Owner

Receive Age

Future Amount (£)

Pot name

Type

Owner

Receive Age

Future Amount (£)

Pot name

Type

Owner

Start Age

Annual Income (£)

Pot name

Type

Owner

Current Value (£)

Annual Contrib. (£)

Fee (%)

Step 3: Financial Assumptions

Set your expected returns and risk tolerance

Expected return (%)

Inflation rate (%)

25% tax-free handling

UFPLS keeps DC growing and applies 25% tax‑free per withdrawal; PA still applies to the taxable 75%.